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Essex Credit is a division of Bank of the West.
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Essex Credit, a division of Bank of the West, specializes in providing convenient, low-cost refinancing options to Sea Ray Owners Club members. Essex Credit provides security, trust, and privacy protection with the most feature-rich list of loan options available anywhere. Essex Credit offers Sea Ray Owners Club members some of the lowest refinance rates available, extended loan terms, and the ability to take the customer from application to closing in just 24 to 48 hours.