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Essex Credit MasterCraft
Today's rates as low as
View Full Rate Table

Today's Boat APR*

$75,000+: 4.59%

$50,000 - $74,999: 4.59%

$25,000 - $49,999: 5.59%

$15,000 - $24,999: 5.89%

$10,000 - $14,999: 6.19%

*Estimated APR (Annual Percentage Rate). Subject to loan program requirements and credit approval.
Rates and terms may vary with market conditions and are subject to change without notice.
Rates quoted above are for pleasure RV or boat use only. Restrictions may apply.

For more info call:
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Rate Quote



It’s here - the all-new MasterCraft NXT 20; well-equipped and built with the details and quality you expect from MasterCraft. All for a price that won’t sink your wallet. This is the boat that will get you started, and keep you coming back for more. 


Let Essex Credit, a division of Bank of the West, help you experience your very own NXT 20 on the water.  Use our payment calculator to crunch the numbers, or talk to one of our helpful loans representatives today.  We offer a pre-approval so you’re ready to go.


It’s easy, let’s get started…


 STEP 1: Complete our secure online application

 STEP 2: If you are approved, Essex will provide you with a letter of approval

 STEP 3: Find your nearest MasterCraft dealer and find the perfect boat for you

 STEP 4: Provide Essex with final boat information and purchase price

 STEP 5: Essex renders a final loan decision

 STEP 6: Essex drafts the loan documents for your signature

 STEP 7: Essex wires funds

 STEP 8: Enjoy your MasterCraft on the water