Boat Financing

Boat Rates for Wednesday, 24 August, 2016 As Low As:

APRs* are based on loan amount and length of loan (number of months)
Loan Amount 48 - 60 61 - 84 85 - 120 121 - 144 145 - 180 181 - 204 205 - 210 211 - 240 241 - 360
$10,000 - $14,999 9.75% 10.00% 10.25% 10.49%
$15,000 - $24,999 5.24% 5.49% 5.74% 5.99%
$25,000 - $49,999 3.89% 3.99% 4.29% 4.59% 4.89%
$50,000 - $74,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$75,000 - $99,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$100,000 - $149,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$150,000 - $249,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$250,000 - $350,000 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49% 5.99%
$350,001 - $499,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49% 5.99%
$500,000 - $1,999,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49% 5.99%
$2,000,000 + CALL

Minimum loan amount for pleasure use is $10,000 in all states.

Above rates available for boats 2006 model year or newer. Add .25 for 1996 to 2005 model year boats. Add .75 for boats 1995 model year and older. Add .50 to above rates for: Electric boats, Houseboats, Go Fast boats. Each rate bump applies independently; multiple rate bumps may apply for a single request. Maximum loan term is 20 years for boat 2013 model year or newer on loan amounts of $50,000 or greater.

* Annual Percentage Rate. Example of a boat loan: A 10 year fixed rate $60,000 loan with a 3.99% APR would have 120 monthly payments of $607.19.

APRs* are based on loan amount and length of loan (number of months)
Loan Amount 48 - 60 61 - 84 85 - 120 121 - 144 145 - 180 181 - 204 205 - 210 211 - 240 241 - 360
$10,000 - $14,999 9.75% 10.00% 10.25% 10.49%
$15,000 - $24,999 5.24% 5.49% 5.74% 5.99%
$25,000 - $49,999 3.89% 3.99% 4.29% 4.59% 4.89%
$50,000 - $74,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$75,000 - $99,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$100,000 - $149,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$150,000 - $249,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$250,000 - $350,000 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49% 5.99%
$350,001 - $499,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49% 5.99%
$500,000 - $1,999,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49% 5.99%
$2,000,000 + CALL

Minimum loan amount for pleasure use is $10,000 in all states.

Above rates available for boats 2006 model year or newer. Add .25 for 1996 to 2005 model year boats. Add .75 for boats 1995 model year and older. Add .50 to above rates for: Electric boats, Houseboats, Go Fast boats. Each rate bump applies independently; multiple rate bumps may apply for a single request. Maximum loan term is 20 years for boat 2013 model year or newer on loan amounts of $50,000 or greater.

* Annual Percentage Rate. Example of a boat loan: A 10 year fixed rate $60,000 loan with a 3.99% APR would have 120 monthly payments of $607.19.

APRs* are based on loan amount and length of loan (number of months)
Loan Amount 48 - 60 61 - 84 85 - 120 121 - 144 145 - 180 181 - 204 205 - 210 211 - 240 241 - 360
$10,000 - $14,999 9.75% 10.00% 10.25% 10.49%
$15,000 - $24,999 5.24% 5.49% 5.74% 5.99%
$25,000 - $49,999 3.89% 3.99% 4.29% 4.59% 4.89%
$50,000 - $74,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$75,000 - $99,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$100,000 - $149,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$150,000 - $249,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49%
$250,000 - $350,000 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49% 5.99%
$350,001 - $499,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49% 5.99%
$500,000 - $1,999,999 3.79% 3.89% 3.99% 4.19% 4.29% 4.39% 4.39% 4.49% 5.99%
$2,000,000 + CALL

Minimum loan amount for pleasure use is $10,000 in all states.

Above rates available for boats 2006 model year or newer. Add .25 for 1996 to 2005 model year boats. Add .75 for boats 1995 model year and older. Add .50 to above rates for: Electric boats, Houseboats, Go Fast boats. Each rate bump applies independently; multiple rate bumps may apply for a single request. Maximum loan term is 20 years for boat 2013 model year or newer on loan amounts of $50,000 or greater.

* Annual Percentage Rate. Example of a boat loan: A 10 year fixed rate $60,000 loan with a 3.99% APR would have 120 monthly payments of $607.19.

APRs* are based on loan amount and length of loan (number of months)
Loan Amount 48 60 72 84 96 120 144 180 204 240
$25,000 - $49,999 3.69% 3.79% 3.89% 3.99% 4.19% 4.25% 4.25% 4.31%
$50,000 - $74,999 3.69% 3.79% 3.89% 3.99% 4.19% 4.25% 4.25% 4.31% 4.31% 4.31%
$75,000 - $99,999 3.69% 3.79% 3.89% 3.99% 4.19% 4.25% 4.25% 4.31% 4.31% 4.31%
$100,000 - $249,999 3.69% 3.79% 3.89% 3.99% 4.19% 4.25% 4.25% 4.31% 4.31% 4.31%
$250,000 - $499,999 3.69% 3.79% 3.89% 3.99% 4.19% 4.25% 4.25% 4.31% 4.31% 4.31%
$500,000 - $999,999 3.69% 3.79% 3.89% 3.99% 4.19% 4.25% 4.25% 4.31% 4.31% 4.31%
$1,000,000 + CALL

Minimum loan amount is $25,000 in all states.

* Annual Percentage Rate. Example of a boat or RV loan: A 7 year fixed-rate $85,000 loan with a 3.99% APR would have 84 monthly payments of $1161.46.

* Annual Percentage Rate

Important Disclosures

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National Marine Bankers Association National Marine Manufacturers Association CPYB