About Essex Credit, a division of Bank of the West

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A History of Long Standing Success

Essex Credit is one of the nation's leading financial services providers focused exclusively on the pleasure boating and recreational vehicle market. Essex Credit was founded in Essex, Connecticut in 1981 and is headquartered today in San Ramon, California.

Boat Regions RV Territories

Essex Credit has built its market leadership on the combination of top-notch customer service, a reputation for security, trust and privacy protection, and its ability to offer flexible loan packages. For example, only Essex Credit offers financing for boats dating back to 1919, and a 30 year boat loan on newer boats. Extended loan terms enable Essex's customers to benefit from lower monthly payments than they could obtain elsewhere.

Another key to Essex Credit Loan Advantage is that our sales associates understand the lifestyle we finance. Not only are they dedicated finance professionals but many of them are also passionate boaters and RV enthusiasts who understand the lifestyle and importance of your purchase. 

You can depend on Essex Credit to finance your boat or RV with rates and terms that work for you.

Example of a Boat loan: A 30 year fixed-rate $300,000 loan. Based on an APR of 4.74%, this loan has 360 monthly payments of $1,563.13 each.